11 Ways to Shop Safely For Cyber Monday Deals

Black Codes - 11 Ways to Shop Safely For Cyber Monday Deals

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Before you pull your hair out and lose sleep over finding the best Black Friday deals, think sleeping in and shop on Cyber Monday. Considered by many to be the digital counterpart to Black Friday, Cyber Monday (the Monday after Thanksgiving) is the day where you advantage from low prices and great promotions. So, what do you need to do to safely shop for Cyber Monday deals? think the following tips:

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Find Reputable Sites in Advance. Find Cyber Monday deals by visiting cybermonday.com or cybermonday.fm. Both sites lists deals and promotions daily. Also, apply coupon and reduction sites such as couponchief.com and dealio.com. These sites also offer tips on how to find the bargains at the major retailers sites.

Ask: Deal or No Deal? Is that incredibly low price as a matter of fact a good deal? If it sounds too good to be true,then, it is. At a minimum, beware of super low prices and beware of add-ons and phony sales.

Check the Site's Reputation. If you visit an unfamiliar site, check for "contact us" data such as a phone whole and address; a privacy policy that offers an "opt-out" clause or a TrustE seal. The better firm Bureau can also contribute you with data about the site's reputation.

Read Free Shipping Offers Carefully. Many online retailers will entice you with a free shipping offer. Before you complete your order make sure that you understand when your order will arrive. Also, closely eye free shipping offers that wish you to buy a specific dollar whole to qualify for free shipping. Sometimes, buying more to receive free shipping is not worth it. Do the math and make sure that it makes sense.

Judge the Site's Return Policy. Make sure that you scan the site's return policy and ask yourself: Will I get a full refund? Also find out how long do you have to return something. In addition, look closely for any restrictions such as a restocking fees on some items.

Check out Securely. Do not type any financial data until you are inescapable that the site offers gain checkout. A gain site will have a lock-and-key in the bar at the bottom of the page in the right hand corner and the Web address should all the time begin with "http."

Beware of Identity Theft Scams. Identity theft takes many forms including tricking consumers into disclosing their personal and financial data via e-mail and re-directing shoppers to a distinct web page to checkout. Reputable businesses will not ask you to verify personal data such as prestige card numbers, bank catalogue information, communal safety numbers or Pin codes straight through email. Outsmart thieves by simply ignoring any requests that seem unnecessary. However, if you do fall prey to a scam, act fast by contacting the police, the Federal Trade Commission's identity theft hotline (1-877-438-4338) and your prestige card issuers.

Review Your prestige Cards Extra Protections. Many prestige cards offer extra protections such as return guarantees, extended warranties, coverage of stolen or damaged goods, and price protection. For more data on prestige card protections visit http://www.smartmoney.com/spending or taste your prestige card issuer.

Use the Best prestige Card. If you plan to pay for your gifts with a prestige card use only one card-preferably a card that pays rewards. Why? You can as a matter of fact track your spending and limit your chances for identity theft.

Prepare Your Computer. Make sure that your computer's anti-virus software is up to date. Also, think adding link scanning software which scans links to ensure that you will not click on an infected website. You can download free anti-virus and link scanning software from Avg technologies at http://free.avg.com. In addition, update your Web browser to the latest version and setup a toolbar that fights spam and scams.

Know Your consumer Rights. If your order is damaged, defective, late or not what you expected, what recourse do you have in terms of return, replacement, or refund? The riposte will depend on each site's policies. However, the Federal Trade Commission Mail or Telephone Order Merchandise Trade Regulation Rule, a rule that covers online purchases, as well as those made by phone or mail, provides sweeping consumer protection. Visit http://www.ftc.gov for more information.

Overall, finding great Cyber Monday deals online can be fun and intriguing if you exercise caution, do your investigate and above all else, trust your instincts.

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